• At least one borrower must be an enrolled member of a federally recognized tribe
  • Properties must be owner occupied and can be on or off the reservation (within approved areas)
  • Downpayments are as low as 1.25% – 2.25%
  • Gifts and tribal assistance are permitted
  • 30 and 15 yr fixed interest rates available
  • Common sense manual underwriting
  • Low Monthly Mortgage insurance (.15% annual factor)
  • Only a 1.5% upfront guarantee fee (can be financed)
  • Doublewide and modular homes allowed
  • Cash out refinance to 85% loan to value
  • New construction and renovation allowed (construction loans are administered by 1st Tribal - no post-close construction responsibilities by you)