- At least one borrower must be an enrolled member of a federally recognized tribe.
- Properties can be on or off the reservation (within approved areas).
- Downpayments are as low as 1.25% – 2.25%
- Gifts and tribal assistance are permitted
- Common sense approval process
- Monthly Mortgage insurance is .15% annually at LTV's of 78% and above.
- 1.5% upfront guarantee fee to HUD
- Streamline Refinance program
- Doublewide and modular homes allowed
- Cash out refinance to 85% loan to value
- New construction and renovation allowed
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